Since 2004, Susan L. Nguyen has helped many Massachusetts residents achieve their American dream of homeownership. Her personalized approach brings best results for her clients, whose needs are being analyzed and satisfied. She makes sure that their many needs are met, whether it’s the timing, rates, or credit issues.

 

If language is where she must pay special attention to, she will reserve enough time for getting on the phone and sit down face to face with clients. She is bilingual in Vietnamese and English. For many years, she is a language specialist in this language pair and is confident in her ability to help throughout the mortgage process.

 

Why Choose Susan LeXuan Nguyen for Your Home Loan?

• Best mortgage interest rates and fees with no surprises at closing.

• Available to speak with you and your real estate agent 7 days a week.

• Available to give pre-approvals within hours, even on weekends.

• Prompt attention to all changes and on time closings.

• Keep clients updated and educated throughout the application process.

 

Loan Programs

Mortgage loan programs are constantly changing and evolving to reflect current market conditions. As a licensed mortgage professional, Susan is committed to helping you determine which program best suits you. Here is a list of our most common PURCHASE HOME LOANS.

 

FIXED RATE

Fixed Rate loans give home buyers the ability to maintain the same rate and payment throughout the life of their loan.

 

ADJUSTABLE RATE

Adjustable Rate loans begin with a lower interest rate but once that initial period has passed, rates will vary according to market trends.

 

FHA LOAN

FHA loans are insured by the Federal Housing Administration and require mortgage insurance on all loans. These loans usually offer lower down payment options and more lenient credit score requirements.

 

JUMBO LOAN

Jumbo loans are loans for a home that is priced higher than loan limits set in place by Fannie Mae or Freddie Mac. Most Jumbo loan limits are $424,100 but can be higher in some areas.

 

203k/RENOVATION LOAN

Renovation Loans allow buyers to borrow based on what the house is expected to be worth after the home has been repaired or renovated.

 

USDA LOAN

U.S. Department of Agriculture loans are offered to home buyers purchasing a home in rural areas.

 

VA LOAN

The VA loan is a home-mortgage option available to American Veterans and their families. No PMI or down payment is required.

 

SPECIAL LOW-DOWN PAYMENT LOANS

You may have access to other LOW-DOWN payment loans. Give Susan a call at 413-250-4377 for updated information on these programs.

 

REFINANCE

Homestead also offers refinancing options for homeowners looking to pay off their existing mortgage and replace it with a new mortgage that typically has a lower interest rate, a more suitable term period, or monthly payment. Please call Susan if you have any questions about our refinance loan products.

 

Service Areas

On behalf of Homestead Mortgage, Susan helps borrowers throughout Massachusetts, Connecticut, New Hampshire and Florida. You can reach her directly at 413-250-4377.

 

The first step to getting your mortgage is to get pre-approved. Whether you look to buy now or in 6 months, it is never too soon to get pre-qualified.

Call Susan at your earliest convenience.

 

You may also start the process by clicking the Apply Online button below. Susan receives your file and responds to you within 24 hours.